Ohio follows the at-fault system (sometimes known as "tort style"), which means that the party responsible for the injury is responsible for any damages caused. Of course, all drivers in Ohio are required to carry liability insurance coverage for such an event. If an individual is involved in an auto accident, the driver responsible will have to bear the consequences, such as the cost of repair to the car, any medical bills, loss of wages, physical discomfort, and even mental anguish. In the event of an accident, it is crucial to exchange contact and insurance information with the other driver. This information will be necessary for insurance purposes and any legal action that may be taken. 

Who is at fault can be crystal clear or difficult to determine, but these represent some of the most commonly seen situations that will help determine who is at fault. 

• Driving under the influence of alcohol or drugs. 
• Speeding. 
• Running a red light or stop sign. 
• Failure to use turn signals. 
• Failure to obey traffic signs or emergency/warning signs. 
• Distracted driving, i.e. texting while driving. 
• Careless driving. 

Under the comparative negligence law in Ohio, damages will be reduced by the percentage of your negligence, if any, played in the accident. 

For example, if you were 10% liable and a jury awarded $100,000 in damages, you'd be entitled to collect $90,000 in damages. 

However, if you are over 50% liable for the accident, then you will not be allowed to recover any compensation at all. 

For this reason, and many others, liability in Ohio car accidents can sometimes prove very difficult to determine effectively. So, whenever compensation for damages is involved, having a knowledgeable and experienced auto accident attorney on your side is of the utmost importance. Call REDDY LAW today to learn more about how we can help. 

All drivers in Ohio must carry a minimum amount of insurance coverage, including $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 for property damage. If the other driver is uninsured, Ohio law mandates that all insurance policies include uninsured motorist coverage. This coverage ensures you can recover damages through your insurance policy if the other driver is at fault and cannot pay. 

Ohio Revised Code Section 4509.101 mandates all drivers to carry at least the minimum insurance coverage. Failure to carry the minimum insurance can result in fines, suspension of your driver's license, and impoundment of your vehicle. Therefore, it is essential to keep your insurance policy up to date. 

Driving without insurance is a misdemeanor offense punishable by a fine of up to $500 and/or up to 60 days in jail, per Ohio Revised Code Section 4510.11. If you are caught driving without insurance, your driver's license can also be suspended, and your vehicle can be impounded. 

Therefore, it is important to ensure that you carry the minimum insurance coverage required by law.